(800) 943-9179 Office | (888) 989-9247 Fax
Retirement Plan Savings

401(a) Retention Plan

A custom plan to help you meet your financial goals.

Have account? Login here.
et|icon_chat_alt|w

Schedule a meeting

Get matched with a Retirement Plan Specialist to discuss your situation.

Schedule now ⟶

et|icon_phone|

Call Customer Service

Call us at (800) 943-9179 for assistance with an existing account.

Request a callback ⟶

et|arrow_triangle-right_alt2|I

Access your account

Watch a video guide on how to access your 401(a) plan. 

Watch Here ⟶

Improving financial health with 401(a) Plans

A 401(a) is a retirement savings plan that allows accumulation of tax-advantaged funds for retirement with contributions coming from the employer, the employee or both. For governmental plans, employees cannot contribute unless the contributions are subject to an irrevocable requirement to contribute as a condition of employment.

How do 401(a) plans work?

An employer will make contributions on the employees’ behalf to a 401(a) account established for each participating employee. The employer’s contributions to an employee’s account are based on a certain formula. This may include a match of the employee’s own contributions to the employer’s 457 or 403(b) plan, (401(k) for non-governmental employers), or in some cases, the employee’s contribution to the 401(a) plan (usually only for city and county governments if the employee contribution is mandatory).

The employer’s plan can also be established with a formula that offers employer contributions based on other criteria established by the employer within the design features available. Examples of incentive based contributions for governmental plans include longevity, attendance, performance, health/welfare goals and many others.

educators happy to be saving for retirement

Plan Highlights

et|icon_check_alt2|R

Plan education

Retirement Plan Specialists are available to help review your options and how to maximize 401(a) plan benefits.
et|icon_check_alt2|R

Transparent fees

Our plans feature no comissions and low, transparent fees. Our goal is to help you keep more of what’s yours.
et|icon_check_alt2|R

Tax benefits

Your funds grow on a pre-tax basis and are not taxed until you withdraw at retirement.
et|icon_check_alt2|R

Survivor benefits

You can appoint a beneficiary (or beneficiaries) to receive any remaining assets upon your passing.
et|icon_check_alt2|R

Professionally-Managed Investments

An Investment Advisory Committee is in charge of managing plan investments, removing the need to self-manage portfolio choices.
et|icon_check_alt2|R

Portable/Transferrable

If you decide to take a different job, you can take the plan with you as long as you have fully vested in the plan.

Next Steps

Learn more about your employer’s 401(a) plan

et|icon_chat|

Have questions?

Talk to a Retirement Plan Specialist to discuss how your plan works.

Schedule a meeting ⟶

et|icon_documents|

Need forms or plan documents?

View important information about your plan and access key forms.

Find plan information ⟶

et|icon_group|

Are you an employer?

Looking to bring a 401(a) plan for your employees? We can help.

Request a demo ⟶